Methods of Compensation

Our initial consultation and information gathering appointments are generally performed on a complimentary basis as a routine component of our holistic approach to better understand your overall financial picture and more effectively identify and address the financial needs and concerns you may have.  In no event will billable services be performed without your prior understanding and consent.  Compensation generally consists of fees and commissions derived from various investment and insurance products utilized in the implementation of a customized financial plan.   Should the scope of a financial planning engagement extend beyond what would otherwise be considered reasonable and customary, a predetermined hourly or fixed fee may also be arranged and mutually agreed upon. 

The use of private money managers generally involves a negotiated “wrap” fee, expressed as a percentage of assets under management.  In certain instances we will also agree to individually manage an investment portfolio for a negotiated fee commensurate to the time and effort involved.

We also kindly request your assistance in the realization of our personal vision to be the advisors of choice for corporate executives, business owners, and affluent individuals and their families.  Advice is not a commodity – we work diligently to offer the highest quality advice, to earn the trust and respect of our clients and professional colleagues, and to be regarded as among the very best in our profession.  We believe that our advice matters, and that it can be used to meaningfully improve the lives of you and your family as well as for the betterment of the communities and the world in which we live.  Toward that end, we ask that you share our story with others - including family, friends, colleagues and associates – who could potentially be advantaged by our services.